Fintech has always been about flattening financial services, making them easier to access for everyone. This means both bringing in new audiences in the wealthy world and expanding basic services throughout the developing one. In this briefing, we'll look at how new fintech models around the world are driving inclusion and what it means for every financial institution and consumer.

Education Technology is going well beyond blackboards and chalk: a new generation of tools - from AI to the metaverse - are coming to market. How will educators, innovators, parents, and, most importantly, students adapt to these new solutions? And what, in particular, does it mean for young learners?

From autonomous vehicle fleets and new urban rail infrastructure to the fantasy Hyperloop and New Age Blimps, there's a lot going on in the world of passenger transportation and mobility. How are new cultural demands, environmental pressures & emissions targets shaping how we get from point A to point B, and what are the prerequisite infrastructure and governmental action that will enable these shifts at scale?

What do young people think about insurance? Do they see its value? And what might drive relevance for a generation that thinks it may never own a home, start a business, or have children?

In this post-Oscars briefing, we'll discuss the latest developments in the movie business, streaming, television, and entertainment to see the state of Show Business at a critical juncture in its relationship with audiences and innovation.

In what ways can companies build branding for a better performance vs for the trend of blackness?
We'll discuss how cultural literacy builds brands for performance not just performative action.

Despite the progress that has been made in improving women's health in recent years, significant challenges still need to be addressed. Women, particularly those in underserved or low-income communities, often face barriers to accessing quality healthcare, including a lack of resources, education, and understanding of differing cultural and social norms.

In honor of the holiday, we will discuss big areas of opportunity that exist in the market to tackle those inequities and highlight innovation in the space - from taboo topics to education, to VC investment and new technologies, all with an eye to improve women's health outcomes, quality of life, and overall well-being.

Most organizations want to offer best-in-class healthcare options for their employees - what those best practices are these days is anything but clear - especially given the growing trend in replacing permanent employees with freelancers and contractors without benefits. What are the new legal, practical, and cultural obligations facing employers in the US and elsewhere as they think about their employees' healthcare?

A fourth agricultural revolution is afoot, where age-old practices are being brought together with advanced technologies to reimagine how we feed ourselves. The changes though, demand culture change and ask farmers, brands, and consumers alike to ask themselves what they value in our food system.

While still in the early stages of their careers and personal finance journeys, Gen Z financial habits are proving to be radically different from those of their predecessors. From unlimited access to information on social media and the dawn of crypto, to heightened anxiety about the future and the deterioration of traditional social safety nets, we’ll discuss the broader cultural forces shaping Gen Z finances.  

The 2023 Black History Month theme of 'Resistance' prompts a conversation on Black financial freedom as a form of resistance, emphasizing the power of assets and agency to redefine excellence for the Black Community beyond titles and companies.

After two years of lockdown, we can finally throw big parties at home again. But from veganism to mushroom chocolate to open-floorplan-backlash, it’s hard to know which food, beverage, home design, and party trends to prioritize. In this briefing, we'll unpack the most impactful trends for hosting and how brands can connect with eager partiers.

What does leadership look like when equity and empathy are placed at the core? How can a retail store change the trajectory of Americans’ healthcare outcomes? Tracey D. Brown, President of Walgreens Retail and U.S. Chief Customer Officer, sits down with Chief Client Officer Davianne Harris to reflect on how her personal purpose has carved a path to revolutionize our healthcare system while using her platform to elevate the voices of those around her.

Culture is always evolving, so everyone needs fast insights to match. From fashion and technology to global affairs and social mores, our Culture Du Jour series regularly serves sparks & honey's freshest takes and vision for need-to-know trends.

People, organizations, and society at large are facing a confluence of interwoven issues, crises, and tensions - referred to by some as a period of 'polycrisis'’ How can organizations make sense of and address this increasing complexity?

There's a huge discussion in culture today about sextech, but that's only part of the innovation in this complex and fundamental part of life. In this briefing, we'll peak into the online and offline future of sex to see where our private lives may be headed.

Healthcare costs us a lot more than we think - it's both a financial outlay but also an emotional and practical one too. How, then, is our sense of healthcare costs evolving at a moment of economic and social uncertainty?

The role of futurism or foresight gets more essential in response to global crises - Afrofuturism is another lens we can use to rewrite our future. We'll unpack Afrofuturism in the 21st Century and explore the concepts brand leaders should adopt today to build a more secure future.

Freud would likely confirm there's no more important source of personal behavior than our own upbringing. Yet the nature of family is always evolving, making those connections sometimes hard to discern. How do family dynamics shape what we purchase, value, and aspire to and how can organizations adapt themselves to that sometimes opaque change?

Hold on to your passports because international travel is back. Stopped cold during the pandemic, the travel industry is headed to a critical new juncture, powered by pent-up demands and new expectations, all needing new strategies to meet the needs of this global travel renaissance.